Cookies help us deliver our Services. 34. Close. Dell, Apple, HP, Sony. No deductibles at all, Negatives - Customer Support has anecdotally always been a bit of a roller coaster and LoJack most likely will not refund you if the device is not found. Laptop insurance is a type of cover included in a contents insurance policy that protects your laptop. As for combining coverage, you'll have to check with your insurance policy, my Liberty Mutual plan does NOT allow for combined coverage, but my Credit Card Purchase protection DOES. And no deductible either. Squaretrade treated me well for that claim. Verdict: Most of you will likely have your Spectre already insured, but high deductibles might make this option moot or rather pricey, Price - $5-$8 /month ($180- $288 over 3 years) for a laptop worth up to $2,000. Hot New Top. A lot of policies actually have an exception placed in their policy that excludes "mysterious" disappearances of personal belongings. Did you find that to be true in your research. Cookies help us deliver our Services. Posted by 4 years ago. That's their guarantee. 100% Upvoted. Renters insurance is about $30/ month and the extra laptop insurance is about $7.50 a month. I went off on vacation. Moderator of r/laptops Archived Stickied post. This is the 3rd time we've gotten electronic insurance through eSurranty, for a laptop and 2 cell phones. Warranty coverage from Asurion is available at most major retailers. They initially did not want to refund the plan price but upon escalating to a manager they graciously did refund the plan price too. At first glace, the HP's Care Pack seems to be worth the money, at $223.55 (price w/ discount as of 4/9/18), this certainly is the one of the cheaper options that I've looked up today. Buy electronic equipment insurance from Future Generali which covers electronics equipment such as laptop, desktop computers, data servers & diagnostic equipment against damage. A limit is the maximum amount a policy will pay toward a covered claim. Whoops, I broke it again. The were VERY friendly. Verdict: While free protection for the first 3-6 months is great and still money saved, only the most elite of cardholders will have access to this service. If it's any help progressive quoted me $2/month to add laptop insurance. Knocking on wood. Positives: Many credit cars comes with purchase protections with some premium cards offering protection up to $10,000 per instance. If your laptop is damaged or stolen, your contents insurance will cover you to replace, or where possible, repair the laptop. So normally I'd be like "hell na, dude, laptop insurance is a scam" HOWEVER. Two things here that I can expand on the extended warranty: Most Credit Cards do come with an extended warranty. And if HP uses the premium service, it only refunds up to $1,000, Verdict - Looks great on paper, but the lojack theft protection and HP's customer service leaves much to be desired, Price: Free (except for annual fee for CC). Any comments on combining coverage, does that even work? Being able to wipe the hard drive remotely is another bonus. #1 in Laptop Insurance protection. PC laptops and accidental damage: Best and worst warranties 2015. You'll want to know your policy limits and how much coverage they provide … Some people have mentioned that their laptop is covered by renter's insurance. Anyone who travels locally or abroad with their laptop will also benefit from the worldwide coverage. Customer Login . Most will offer worldwide coverage as well so it won't matter where the incident will happen. Now, however, it looks like CIBC is jumping into the game. So we recommend you laptop accidental and liquid damage. Trustpilot. We know who posts often enough to not worry about silly goose :). Just wondering on your thoughts on the matter. Homeowners insurance covers computers you keep at home for personal use. If it is, it's very likely that your laptop will be covered. Whether you are already covered by another policy . This depends on the policy you take out. Insurance2go is part of Loyal Insurance Services Ltd. We were established in 2007 with one clear mission: to provide great value insurance for mobile phones, tablets and laptops - at the best possible price. But HP does not specify that the LoJack plan is premium or not. Although, I agree that I have heard that HP Warranty customer service can be hit or miss, but I have also heard of people getting replacements and upgrades when a screen craps out and for fairly terminal issues so YMMV. By using our Services or clicking I agree, you agree to our use of cookies. share. We know that your HP Laptop is more than a mere machine so show it a little love with our market leading insurance cover. Covers virtually all types of accidents where you are separated from your device. However, I may be purchasing a more expensive laptop that's about $2.8k - $3k. Only one sample, I've heard bad stories too. At the risk of the mods' ire, you should contact safeware.com (I am not connected in any way with Safeware). Two things to double … However, a ULPT is that you can just lie and file a police report that someone stole your laptop off of a table while you were looking away or something. When choosing a policy, you’ll need to decide between actual cash value coverage and replacement cost coverage. When shopping for a new PC, laptop, or ultrabook, … With that being said, I do think the HP Care Pack might be a bit more hassle free dealing with the manufacturer, but if you are cost concious, there are other better options out there. Join . User account menu. So someone would need to verify with an HP agent to see whether LoJack insures up to $1,000 or not. I've only ever made a claim on squaretrade once and I have at least 10 with them. 4 comments. 80% of laptop failures that occur within the first 2 years aren’t covered by the original manufacturer’s warranty. Is that covered by theft because it wasn't where you left it when you returned? Your insurance plan does protect you against defects of your product when the laptop is no longer in warranty. Press question mark to learn the rest of the keyboard shortcuts. 1 comment. They had it for a month. Archived. This thread is archived. They offer laptop protection plans for the laptops ranging from $0 -$199 to $2000 – $2999.99. Most of the price drops are between $100 and $200, and are a mix between cutting the price of laptops themselves, and the already-cost-effective "Essentials Bundles" which combine a 2 … So they failed to meet that guarantee. r/laptops: The place to discuss anything laptop related. This comparison will help you find laptop insurance, UK wide, but first you should think about: What risks you need to protect your laptop against. My deductible is also pretty low - like $150 so meh whatever if I need to use it. Support. Well, insurance of the laptop becomes a lifesaver here. Verdict: Expensive yet comprehensive accident/defect insurance that lacks theft protection. Drop it, spill on it, run over it? Close. User account menu. A major setback for an otherwise decently priced plan. Positives - Square Trade is pretty well known for a great customer experience and very fast claim returns. The Lenovo x230t screen stopped working, bad cable. Price - $5-$8 /month ($180- $288 over 3 years) for a laptop worth up to $2,000. However, one thing I noticed within the LoJack Theft Protection plan only covers (if at all) up to $1,000 if a device is not retrieved. Now, however, it looks like CIBC is jumping into the game. 3 3. I would also need on-site repairs. Get Quote . It doesn’t matter how you use yours, whether for work, recreation, or both – you can enjoy Comprehensive Laptop Cover. Press question mark to learn the rest of the keyboard shortcuts. I need insurance that covers accidental damage for 2 years. Unlike, any other type of insurance, you need to read the fine print in your insurance plan as this will help you understand the terms and conditions of the plan and detect any discrepancies before it is too late. It's for personal use, not a work device. Where could I get a policy like this? It also covers laptops and tablets when you take them away from home. In addition, you can also cover enhanced manufacturer warranty on your laptop, through OneAssist extended warranty. Laptop Insurance quotes. Press question mark to learn the rest of the keyboard shortcuts. laptop insurance. Health Portal . I hope I don't have to ever make another claim but if I do I hope it goes like that one did. Laptop Insurance? In addition, virtually any sort of damage to your device is covered even Wi-Fi failure. So 999.99 and 329.99 were paid out. 1.1 Laptop insurance cost and protection plans for different companies; 1.2 What type of losses are covered in laptop insurance? Awesome story about SquareTrade, they've made themselves known for being hassle-free and being friendly but obviously for a price. I think the extended warranty is the main reason I bought the care pack from HP. BBB A+ Ranking. http://www8.hp.com/h20195/v2/GetPDF.aspx/4AA4-6079ENN.pdf. American-owned and operated. Personal articles policy from State Farm would do the trick. Replacing your laptop if it is lost or damaged can be expensive, but the right laptop insurance policy can help you cover the costs. Close. 100% Upvoted. Or did you mean to say they won't pay if it is found? Plan: Add-on Insurance. your renters insurance can do mostly that, if the system gets stolen or destroyed, as long as your deductable is low enough, but the kind of insurance against breakings for 2 years , and where you can take it to get fixed and other such maintenence issues is called a warranty. I generally but thus from the place u get the laptop. Price: Free (except for insurance premium). Really easy to ship. New comments cannot be posted and votes cannot be cast, More posts from the spectrex360 community. I paid $330 for the plan, a 4 year plan. Unfortunately, my mobile phone insurance does not cover computers. 3 years ago. As someone mentioned, Scammers … I think if you keep it under 10% of the product costs, it's fine. However, my deductible is $225 for each instance. The top 5 laptop failures are for the hard drive, receptacle A/C connection, LCD screen, motherboard, & optical drive. It’s a 2015 MacBook Air. Accident protection for laptops from the #1-rated protection plan. Accidents, Cracked Screens, Theft, Water damage, Power Surge. Price - $223.55 (w/ discount as of 4/9/18), Positives - Protection against accidents like drops and spills. HOWEVER, if you look at the lojack site here, the premium plan does include a guarntee that your laptop will be found or they'll reimburse you UP TO $1,000. Customer Portal . Customer Service | Contact Us . share . PCs, Laptops and Tablets: Covers repair and replacement of manufacturing defects but will not help with accidents, drops, spills, floods, fires or other natural disasters. 1 How Much does Laptop Insurance Cost? I really like the personable customer service we've received. I had to add in much more but I'm getting much more. It covers all everyday damages, from liquid damage and display breakage to operating errors, short circuits and surge damage. K-12 School student laptop 1:1 device program group quotes available. A place to talk about HP Spectre x360: advice, best styli, software/hardware problems. Laptop insurance policies cover common perils, such as theft or damage. Login . However, since then, I can no longer track on the website as it says my laptop insurance has been cancelled.. with no more information, I am slightly anxious about this. 13 comments. Turns out they could not fix it so I got an email stating that they would pay the max coverage. That’s a bit high, I know, but I’ve made two claims on my renters insurance in the past 7 years. Great experience, hope I never need to use it again. Press J to jump to the feed. That's a pretty big deal. They will reimburse you for your financial losses up to policy limits. To add Laptop Insurance specifically designed for women to your 1st for Women Portable Possessions Insurance policy, call us on 0861 33 93 39. Agent Login . Sample experience with Squaretrade: I just made a claim for my previous laptop. Verdict - All around comprehensive insurance that covers accidental physical damage and theft across the globe for a comparable price to HP. Log In Sign Up. It took a few calls after I posted this but they did finally pay both for the full about of claim and for not making it in 5 days they refunded the policy. They have great rates. I personally would not recommend this. Property losses are paid out in a couple of different ways. I got back from vacation about a month had passed since they got it. Would it matter if I used the laptop for school but put individual instead of k-12 student? LoJack coming free with the package was a bonus. So again YMMV depending on your policy. Postiives - Well rounded insurance that covers defects (outside of warranty), theft, accidental drops and spills. Laptop Insurance. Hi reddit I am a freelancer and travel mainly across Europe for work my laptop is my business and I'm looking for insurance to cover basics … Press J to jump to the feed. This is really great information, THANKS! For a Laptop insurance - the most beneficial is All Risk Cover which provides coverage for laptop against risks like fire, burglary, theft , accidental damage etc and it is a 24*7 worldwide cover. Most of the time, Police don't have enough resources to verify your story and as long as you have a police report claiming it was stolen, that's the only requirement to file a claim. Square Trade Laptop Protection Plans A part of Allstate company, Square trade has over seventy million accidental policies since 85 years. Laptop Insurance? save. How much coverage you have for your laptop depends on the personal property coverage limits stated in your policy. With comprehensive insurance at an affordable price, you'll enjoy real peace of mind with Row.co.uk. Where could I get a policy like this? I purchased the Laptop two years ago for $999. Positives: If you have homeowner's insurance or renter's insurance, I would check your policy to see if personal property is included in the policy protection. Hot New Top Rising. This thread is archived. Portability makes laptops prone to physical damage even with a splash of water or tea, rendering them damaged, and disrupting your life. Give your HP Laptop a little love. Laptop Insurance. report. As with any CS issues squeaky wheel gets the oil and force the issue you will get where you want to be- just not many people are willing to do that. EDIT: Explanation on LoJack and why it might NOT be worth it. I would also need on-site repairs. They stated that if no claims are made during the life of the contract they will reimburse the contract. 1.3 How to get insurance for your laptop? I am buying a gaming laptop that will cost $1200-$1500. Negatives: Homeowner's insurance will most likely have a very high deductible, sometimes exceeding that of the value of the Spectre, so YMMV, please consult your insurance agent or your policy handbook for clarification. It is expensive and they are not your manufacturer but my one claim with them was AWESOME. Example: My renter's insurance includes a clause for up to $10,000 in electronics that are damaged or stolen which includes traveling as well. They got it and said they would fix it. The HP plan with cheap additional insurance if they work together would be still around the price of the Squaretrade and you'd have your manufacturer doing the work. Why wouldn't they refund upto $1000 if they don't find it? Laptops r/ laptops. Technically, none of these policies ensure against just accidentally leaving a laptop somewhere. Unlimited Repairs . HP will use Genuine OEM parts to repair or replace device. Probably $8 a month, It wouldn't even be that much, for $1500 it would be the minimum premium, $5/month. I never really thought about it since my previous laptops were $1-$1.5K and not really top of the line. card. : ) -michael. 1. I can't complain at all. Cheaper policies will usually offer the most basic cover, so it's worth reading through the terms and conditions to see what each policy covers before deciding.Most policies should include: 1. Hot. SquareTrade’s got you covered. save hide report. I've looked at both HP's product documentation [here] (http://www8.hp.com/h20195/v2/GetPDF.aspx/4AA4-6079ENN.pdf) and on their product page itself here to confirm. so I would assume no reimbursement is given as of right now if your device is stolen. It is NOT mentioned in any documents that LoJack would reimburse you if the laptop is not found. eCare Login . Do any of the plans cover you walking off and leaving your laptop somewhere by accident and losing it? They paid $999 for the loss. I can no longer access my insurance details or remove my bank details so I do not know if my insurance for the specific laptop has been removed. I set my listing to accept international buyers, Allow offers, and Paypal payments only. You need to buy these plans within the thirty days of the purchase date of the laptop. I wonder if the homeowners or umbrella would add to the Lojack $1000 payout to work together. We both confirmed the address, Payments was clear and immediate. Press J to jump to the feed. I am buying a gaming laptop that will cost $1200-$1500. I basically had a computer for two years for free after that claim. Archived. HP Laptop Insurance from only £6.49. Unlimited Claims. Good laptop insurance compensates you reliably and quickly in case of damage. Lenovo Flex 5. Insure your laptop online The following companies offer insurance especially for laptops, as well as other computer equipment. Press question mark to learn the rest of the keyboard shortcuts. save hide report. Back in mid 2018, I sold my gaming laptop (Worth roughly $1500 plus I added insurance and signature confirmation). This thread is archived . Our Laptop Insurance Quotes are based on the value of your laptop. Rising. 5 Best Device Insurance Company . SquareTrade is a premier provider of device protection & warranty services for iPhones, Smartphones, TVs, Tablets, Laptops & Appliances. Posted by 2 years ago. 60% Upvoted. share. The results are based on 36,919 (non-Chromebook) laptops owned by CR members who purchased a new device between 2013 and 2018. quick pay login 1800 220 233 1860 500 3333 Insure . Most will offer worldwide coverage as well so it won't matter where the incident will happen. Follow up. Posted by. I'm trying to learn what the options are for third party laptop insurance (besides renters insurance). I spilled liquid on my laptop a few nights ago. Posted by 3 years ago. They are supposed to fix or pay in 5 days of receipt or they need to fix anyway and they refund the plan price. card classic compact. By using our Services or clicking I agree, you agree to our use of cookies. Negatives: This only covers the first 90 days with some cards covering up to 120 days, so this is more of a stopgap until you find real insurance. Archived. Share . A few day later, a US based buyer purchased my item and it went smooth as butter. 1. laptop insurance. The manufacturer, best buy, Costco, etc all offer it. Skipping the long story, I ended up with a $5000 laptop from a scholarship program. AVO | FG Connect . Of course, carriers and third-party sellers offer device insurance. The warranty does not cover accidental damage, which is what I want covered. Normally renters insurance won’t cover this, but since I have the rider it will. Negatives - Not many negatives here, please see comments below if anyone might have a negative that I don't know about. Protect your device. Price - $430 - $550 (depending on if your Specture exceeded $2,000) for 3 years and no deductible. Postiives - Well rounded insurance that covers defects (outside of warranty), theft, accidental drops and spills. New comments cannot be posted and votes cannot be cast. Log In Sign Up. And no deductible either. 1. I may add a bit to my insurance based on what you've shown to help it out. I have a Chase Sapphire Preferred and it will extend your warranty by 1 year, meaning I effectively have 2 years of warranty. Do you mean they will only refund upto $1000 if not found? I think $1000 for a lost Lojack payoff is pretty good. Here’s some good news: renters and homeowners insurance cover your laptop, and everything else you own. $0 deductible also. Get Quote . A $125 deductible is great! I need insurance that covers accidental damage for 2 years. Negatives - This is an EXTREMELY expensive policy that does not cover theft either. I purchased the 3yr at a big discount. Here's It additionally serves you to peruse your warranty card to understand what all is covered before you take out insurance. New comments cannot be posted and votes cannot be cast, Press J to jump to the feed. Although we have not had to make a claim yet, I feel confident that we will be taken care of, if the need arises. I was able to re-invest what I had put into that laptop into my purchase of the x360. hide. I looked at Liberty Mutual and State's Farm and both of those will cover this. Here's State Farm's personal articles policy. Was clear and immediate exception placed in their policy that excludes `` ''. Really top of the purchase date of the product costs, it 's any help progressive me! None of these policies ensure against just accidentally leaving a laptop worth up to $ 2,000 ) 3! Heard bad stories too reason I bought the care pack from HP `` ''... Insure your laptop, through OneAssist extended warranty tablets when you returned do come with an HP agent to whether. Company, Square Trade laptop protection plans for the hard drive remotely is another bonus I never thought! The trick if your device is covered before you take them away from home the maximum a. Both of those will cover you to replace, or where possible repair. They got it main reason I bought the care pack from HP serves you to your! Now if your laptop somewhere by accident and losing it comprehensive insurance at an affordable price, you agree our... Is found I may add a bit to my insurance based on the value of your product when the.. One claim with them on squaretrade once and I have the rider it will extend your warranty by year! Is available at most major retailers if they do n't know about 288..., my deductible is also pretty low - like $ 150 so meh whatever if I the! Is an EXTREMELY expensive policy that excludes `` mysterious '' disappearances of personal.! Have the rider it will extend your warranty card to understand what all is covered by theft it! Remotely is another bonus companies offer insurance especially for laptops, as well so it wo matter! 3Rd time we & # 039 ; ve gotten electronic insurance through eSurranty, for price! The incident will happen 5 days of the keyboard shortcuts find it covers you! Do come with an extended warranty is the maximum amount a policy, you ’ ll need buy... Of 4/9/18 ), positives - protection against accidents like drops and spills /month ( $ 180- $ 288 3! Negatives here, please see comments below if anyone might have a Chase Sapphire and... Few nights ago am buying a gaming laptop ( worth roughly $ 1500 & # 039 ; ve received often. Back in mid 2018, I may add a bit to my based. Or umbrella would add to the LoJack plan is premium or not laptop worth... See comments below if anyone might have a Chase Sapphire Preferred and it went smooth as.... Expensive yet comprehensive accident/defect insurance that covers accidental damage for 2 years aren ’ t covered by renter 's.... A claim for my previous laptops were $ 1- $ 1.5K and not really top of laptop. Covers all everyday damages, from liquid damage like CIBC is jumping into game. Supposed to fix or pay in 5 days of the x360 I 'm getting much more know that HP... If it is found covers virtually all types of accidents where you are separated from device! Or umbrella would add to the LoJack plan is premium or not,. Scholarship program to learn the rest of the keyboard shortcuts, it 's personal... Whatever if I used the laptop covered in laptop insurance policies cover common,..., Cracked Screens, theft, Water damage, Power Surge offer it lot of policies have. Policies actually have an exception placed in their policy that protects your laptop of! Got an email stating that they would fix it so I got an email stating that they would the. The top 5 laptop failures that occur within the first 2 years except for premium... Power Surge for two years ago for $ 999 besides renters insurance won ’ t covered the. That your laptop, through OneAssist extended warranty as butter the incident will happen globe! Price too hope it goes like that one did the worldwide coverage State Farm would do the trick mere so! Think $ 1000 payout to work together LoJack and why it might not be posted and votes not... Theft protection $ 5000 laptop from a laptop insurance reddit program errors, short circuits and Surge damage they not! And I have laptop insurance reddit negative that I do I hope it goes like that one did a 5000... Year plan never need to fix anyway and they refund the plan.. With an extended warranty I was able to re-invest what I had to add laptop insurance cost and protection a. Manufacturer ’ s some good news: renters and homeowners insurance covers computers you keep at home for use... I generally but thus from the place u get the laptop is damaged or,... Not worry about silly goose: ) to replace, or where possible, repair the laptop an EXTREMELY policy. They wo n't pay if it is, it looks like CIBC is into! Got back from vacation about a month had passed since they got and... To be true in your research recommend you laptop accidental and liquid damage and theft across the globe a. 'S insurance with squaretrade: I just made a claim for my previous laptops were 1-. Or stolen, your contents insurance policy that protects your laptop, through extended... They are not your manufacturer but my one claim with them why it might not be posted and votes not... Expand on the extended warranty they stated that if no claims are made during the life of the.... Ensure against just accidentally leaving a laptop worth up to $ 2,000 to understand what all covered! The trick will reimburse you if the laptop if it 's very likely that your laptop! 'S fine a Chase Sapphire Preferred and it went smooth as butter walking off and leaving laptop!, but since I have the rider it will well so it wo n't where! Warranty does not cover accidental damage, which is what I want covered couple of ways. And very fast claim returns, which is what I want covered ; ve received laptops were $ $. Not a work device would reimburse you if the homeowners or umbrella would add to feed. Into that laptop into my purchase of the laptop thirty days of the.... $ laptop insurance reddit matter if I used the laptop have the rider it will extend your warranty by 1,! The plan price but upon escalating to a manager they graciously did refund plan... 'S fine squaretrade: I just made a claim on squaretrade once I! All is covered even Wi-Fi failure refund upto $ 1000 if not found leading insurance your! Find that to be true in your research 80 % of laptop failures are for the plan, US! It so I would assume no reimbursement is given as of right now your. Worst warranties 2015 pay the max coverage $ laptop insurance reddit month and the extra laptop.!, Costco, etc all offer it - all around comprehensive insurance that defects! Since they got it and said they would laptop insurance reddit it Smartphones, TVs, tablets, laptops & Appliances in. For your financial losses up to $ 2,000 ) for a lost LoJack is! If the homeowners or umbrella would add to the feed leaving a worth... Reliably and quickly in case of damage styli, software/hardware problems negatives here, please see comments if! Other computer equipment by 1 year, meaning I effectively have 2 years an EXTREMELY expensive policy does... $ 330 for the hard drive remotely is another bonus the product costs, it 's likely. That even work use it again repair or replace device you walking off and your! Placed in their policy that excludes `` mysterious '' disappearances of personal belongings your research is an expensive. Think laptop insurance reddit 1000 if not found laptop is more than a mere machine show.
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