citi reconsideration line reddit

The “rule” seems to be as follows: You won’t be approved for a credit card if you have six or more inquiries on the credit report that Citi pulls for your application. Between my own credit card apps and Brad’s, I’ve also been 5/5 in successfully getting approved in reconsideration calls. Calling reconsideration isn’t very scary. You might want to bookmark this post for future reference as it appears the reconsideration phone number for Chase cards has changed. It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the United States. Bit I tried Citi and AmericanExpress reconsideration line, they are not working and just simply tell you why they denied the applications. When her application for the Citi® Hilton HHonors™ Reserve Card was not immediately approved, she did what I always suggest. You have nothing to lose and everything to gain! Per Reddit, it appears the old reconsideration number of 1-888-245-0625 is no longer in service but there is a new, working reconsideration number which is 1-888-270-2127.I’ve confirmed the old number is not in service and … There is not a dedicated reconsideration line for Citibank credit cards, but there are numerous customer service numbers that you can call. I then mentioned my recent application. But many redditors have had success simply calling the reconsideration line, and ended up with a low limit that they could raise at a later date. Here is their number: Inquiries: 800-763-9795; Some people will contact the Citi Executive Review Department at CitiBank Executive Review Department, P.O. The Citi Double Cash Card is a MasterCard that pays 1 percent cash back on all purchases, and an additional 1 percent on all bill payments. These are some of the steps you can take to be ready to make the call. But, I’ve also been denied even after pleading my case. So with those “winning streaks” riding on the line, I called Citi’s reconsideration line to see what was up with my Hilton Reserve app when it went to pending. (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep. (800) 763-9795 – General Personal Application Inquiries with live rep. (800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status. Application Link: Citi® Hilton HHonors™ Reserve Card. Clients can review their account balances and transactions through online banking and mobile banking apps for iPhone, iPad, Android, Windows Phone and Blackberry devices. A credit card issuer’s reconsideration line is one of many tools in your belt to push your application forward, even after an initial denial. and its affiliates in the United States and its territories. She called Citi’s reconsideration line immediately. Citibank Reconsideration Line: 1-800-695–5171: Wells Fargo Reconsideration Line: 1-800-869-3557: Chase Reconsideration Line: 1-888-270-2127: U.S. Bank Reconsideration Line: 1-800-947-1444: Numbers for credit card reconsideration from credit card issuers Things to do before you call the Chase reconsideration line . I started out with the app-o-rama approach but eventually moved to more or less of a one card a month approach and it’s been smooth sailing ever since. Citi/AAdvantage Cards, Citi Dividend American Express Card: 888-766-2484 Citi® Diamond Preferred® Card ( Review ): 800-823-4086 Citi ® Double Cash Card – 18 month BT offer ( Review ): 855-473-4583 Citi offers retail bank services to individuals and businesses, including checking, savings, credit cards, mortgages and loans. I’ve had lots of card applications approved even after they were initially listed as pending or denied. I decided to call the Chase Reconsideration Line (888-245-0625) and ask a few questions related to my rejection. Much of the conventional wisdom around signing up for credit cards says that if you are denied when applying for a credit card, that you should call the “reconsideration” line to try and get an approval. Reply Trav on December 15, 2012 at 4:54 pm As it was our first attempted card and we got a denial the first time through. Yes this is pretty much in-line with what citi does for reconsiderations. These “hard inquiries” usually ding your credit score by about five points, and overall, your new credit history accounts for about 10% of your FICO score. They usually just ask questions that were already on the application. These are the reconsideration line numbers I use. (In fact, even declined applications can apparently be reversed by the analysts at the reconsideration line, though I’ve never had occasion to try). That was 4 hard inquiries within a short span. Personal: 1-888-245-0625. Business: 1-800-453-9719. A few readers pointed me to this reddit thread that discusses a Citi application rule I haven’t seen discussed before. ... even if they have good credit. If your credit card application is denied, it might not be the final answer. Many of those who were immediately declined waited a few days and then called Citi’s reconsideration line (1-800-695-5171), though my friend did it as soon as he got the denial notice and was approved without a problem. … At 24 years of age, we struggled to get Josh his first card but finally got him in a Citi AA card about one year ago. Bottom Line. I’ve even written a post before listing out the Barclay reconsideration phone number and website. My Argument For Citi: I explained to Citi’s reconsideration line that I tried to product change my AA Gold card into this Premier card, but the CSR wouldn’t let me do it so I had to apply for a new card. Call Citi. Sometimes Citi will approve you as soon as you call in or they might ask you a few questions. Box 6000, Sioux Falls, SD, 57117. So if you’re ever “pending” on a Chase application, calling the reconsideration line at 888-245-0625 is a great way to move things along and improve your odds of approval. Capital One Application and Reconsideration Line If you are waiting for a response about your Capital One credit card application, you can call their application status hotline at (800) 933-5182. I called the CitiBusiness reconsideration line. Call the reconsideration line! Citi. So if that’s the case, you’ll want to try the Citi Reconsideration phone number. American Express. New Accounts: 1-877-399-3083. Hopefully one of them will work for you! Bottom line. Chase . It wasn’t flying with Citi. ... Citi: 888-201-4523 (New App Approval Status) Citi AA: 888-662-7759 Citi … Backdoor Credit Card Company Phone Numbers “Backdoor” number is the one that gets you past frontline customer service representatives and connects you directly to the Credit Analysts or the Credit Departments or the Account Managers or the Account … Citibank Reconsideration Line. After a brief hold, the friendly rep asked a few questions to verify personal information. When I applied to Citi it was an instant denial. Citibank Reconsideration question I applied for the simplicity card and was denied so I called the backdoor number and they asked for a copy of another credit report which I sent (transunion), (they originally pulled experian for me). As with most things in life, persistence is key. I was then placed back on hold for him to take a look at my account. Citibank Credit Card Reconsideration Phone Number 1-800-763-9795 (credit department…not very friendly..) It’s best to write a letter to: Citibank Executive Review Department, P.O. Or, your card could simply show up in the mail! A credit card reconsideration line is a special phone number you can call to speak with customer service after your application for a credit card has been rejected. All it took was a call to the bank’s reconsideration department to square things away. Here are the Citi reconsideration line phone numbers (you will be connected to a Citi credit analyst): Personal Credit Cards: 800-695-5171 (8 am-midnight) Business Credit Cards: 800-763-9795. The Barclays dedicated reconsideration line is (866) 408-4064. Some credit card … Any time you apply for a new line of credit, whether it’s a mortgage, car loan or credit card, the company will pull your credit report. Citibank Reconsideration Line. You can call Citi reconsideration at 800-695-5171. There are a number of Citi reconsideration phone numbers that I was able to find. If you believe your account may have been used fraudulently, please contact Citi Customer Service: 1-800-950-5114 Outside of the United States, call Citi collect at 1-605-335-2222 TTY: 1-800-325-2865 for hearing and speech impaired services only 24 hours a day, 7 days a week Want your credit line increased, APR lowered, or your declined credit card application approved? Before applying for the Hilton Reserve card, I was riding a 17-card approval streak. Always remain polite, but don’t hesitate to ask for someone with more authority if you don’t receive the answer you want. The Easiest Citibank Reconsideration Call Ever for the Citi Prestige Card Update: Looks the bonus will remain at 50k but spending will be increased to $5,000 in 3 months, no more 2x for dining and no more AA lounge access after 6/20/17. Citibank.com provides information about and access to accounts and financial services provided by Citibank, N.A. Wait. Frustrated I hung up the phone. American Express (866) 314-0237 Barclay’s (866) 408-4064 At the bottom I’ve included the numbers for the reconsideration lines for the big banks. I’ll try again in a few months and will be sure to call the reconsideration line immediately if the new Visa Signature card doesn’t get approved instantly. I was told that I was declined because I defaulted on a Citi card when I filed bankruptcy in 1996. You may be contacted by Citi to shift around lines of credit. Call. Application Reconsideration Department: 1-866-314-0237. I immediately called the Citi Credit Card Reconsideration Line, they responded by asking a few questions over the phone and told me they would get back with me. Before you call the reconsideration line, prepare. I was a poor college student at the time and had received an $11,000 insurance bill for a car accident I caused; this may as well been one billion dollars. 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